Wealth Preservation
Are you concerned about planning your legacy? If your most important long term goal is creating a strong foundation for future generations, we can help you develop a clear, forward-thinking vision for striving to protect your wealth while providing for those you care about most. Wealth preservation planning is important for anyone concerned about:
- Financial security
- Taxes
- Transferring a family business
- Legacy planning
- A sense of security knowing your affairs are in order
Click To Learn More About Our Process for:
Our planning process includes practical solutions and creative planning alternatives to help meet your personal objectives. If your goal is to preserve more assets for your family, while significantly reducing taxes and expenses, our professional team will collaborate with your current legal and accounting advisors to develop an appropriate plan for you. Our Approach to estate planning includes:
Your financial models will analyze:
Many people think that estate planning only involves the writing of a will. Estate planning also involves financial, tax, medical and business planning. A will is part of the planning process, but you will also need other legal documents to fully address your estate planning needs. We work with you and will meet with your existing counsel to help optimize the impact of planning. We monitor current legal, insurance and economic conditions to make sure your plan is both appropriate and compliant with any recent developments and will advise you accordingly. Keeping a vigilant watch over industry and tax law changes is one of the most important services we provide to you. |
If tax efficiency and asset protection from unjust lawsuits are important to your family, a properly designed life insurance strategy can help with these goals and more. We design strategies through our understanding of the many advanced planning options available for striving to protect and transfer family and business wealth. Why Life Insurance for Business Owners and Affluent Families
Our Approach to Life Insurance Planning: Our process starts with a simple review of your existing insurance coverage. We test policy performance and identify existing gaps, risks and opportunities for potential coverage improvement. From there, with your permissions, we can integrate sophisticated insurance strategies where appropriate into your comprehensive wealth management plan.
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However, if you look around, you see your friends or family members living longer and spending more of their elder years in long term care facilities or being cared for at home by family members. Thinking about and preparing for a serious illness or accident that may place you or someone you love into a situation that requires long term care is difficult at any age. Have you really prepared for that moment? Our Approach to Long Term Care Planning: Are you aware of the numerous factors that must be considered when dealing with the high cost of nursing care for a loved one in an extended care facility or home environment? Will Medicare or Medicaid benefits step-in and pay for your long term care in a long term care facility……..and what if they don’t? The fact is, each of the government programs pays something but there are specific facts and circumstances which determine what, how much and when benefits will actually be paid. The critical mistake we often see is families underestimate the costs of long term care services and overestimate the amount of public funding available to pay those costs. The solution to funding the high cost of long term care services must be shouldered by each individual or family and their personal resources. As part of the overall long term care planning process, we can help you understand the role of a properly structured long term care insurance policy to manage risk. Whether a traditional policy or hybrid long term care policy is best for you, the goal of coverage is always the same:
In the end, having the right long term care insurance shoudl bring confidence to you and your family. |